What You Have To Know About the Pharmaceutical Assistance for the Aged and Disabled Program (PAAD)

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New Jersey aims to provide all sort of assistance to the people, especially the ones who are in the low-income range, the disabled, and people who are above the age of 65. With the state’s numerous financial services, one of the best assistance given to the health is called the PAAD.
PAAD, or also known as the Pharmaceutical Assistance for the Aged and Disabled program, is given to people who are over the age of 65. But apart from that, other eligibility requirements should also be met, in order to enjoy the benefits of the Pharmaceutical Assistance to the Aged and Disabled program. Other requirements are:

– You should be a valid resident of the state of New Jersey
– You should have a Medicare Part D coverage
– You should prove that you need assistance when it comes to pharmacy medications
– If you need to purchase prescription medication such as insulin, and the like, you have to show proof of it, so you can benefit from free or discounted rates for prescription medicines

– You should show proof that you belong in one of the following categories:

* Single – annual income should not be more than $25,800
* Married – annual income should not be more than $31,600

If you are not sure about your eligibility, it is highly recommended that you speak with your local health group to assist you.

The PAAD or the Pharmaceutical Assistance to the Aged and Disabled program will not cover everything that you need for medication, especially when it comes to testing supplies.

The program normally offers a $5 coverage to medications under the generic category, and up to $7 for the ones with brand names. However, you have to make sure that the drugs you are taking is highly approved and recognized by the Food and Drug Authority, because the ones that are not, will never be covered by the Pharmaceutical Assistance to the Aged and Disabled program. Furthermore, medications under manufacturers who does not give their rebate to the government of New Jersey will not be covered as well.
The PAAD is definitely one of the most helpful government financial assistance to health, especially to the elders and people without enough income. The program helps minimize the cost of maintaining a healthy body, despite the age.

If you are interested to apply for the PAAD or the Pharmaceutical Assistance to the Aged and Disabled program, you can do it online, but you have to have a PDF reader. The documents are on PDF, and you need to print them, to proceed with your application.

The application is just a series of questions that you have to answer, which will involve personal identification, health information, insurance information, and so on. Each individual who wants to avail the benefits from the Pharmaceutical Assistance to the Aged and Disabled program should apply individually, even for husband and wife. Once the agency confirms your eligibility, you will be notified via registered mail, which will also include your PAAD card. The notification is usually sent within a month (30 days). Once you have the card, all you need to do is present it every time you need medication, and never have to pay more than $5 for generic drugs, or $7 for branded drugs.

This is everything you need to know about PAAD or the Pharmaceutical Assistance to the Aged and Disabled program. New Jersey people who are over the age of 65 will really benefit from this program, and never have to worry about spending too much on medication anymore.